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Oman’s New Income Tax Law: Why Abu Dhabi Stands Out for Tax Efficiency?

The tax system in the Gulf is starting to change. Oman, which has always been known for not charging income tax, just like other GCC countries, is now getting ready to introduce personal income tax for the first time. This new rule is expected to start from January 1, 2028, and marks a big change for the country and the region.

At the same time, Abu Dhabi continues to offer a tax-free environment for individuals, making it one of the most attractive places in the Gulf for professionals, investors, and businesses. In this blog, we’ll take a closer look at what Oman’s new tax plan involves and why Abu Dhabi still stands out as a smart choice for those looking for financial benefits and long-term stability.
 

Oman’s Move Toward Personal Income Tax

Economic Background

Oman’s economy has historically been reliant on oil and gas, which contribute to more than 85% of its government revenue. However, declining oil prices, rising public debt, and economic vulnerabilities have pushed the country to rethink its financial model. As part of its long-term Vision 2040, Oman aims to diversify its economy and create more sustainable revenue sources. Introducing personal income tax is a core element of this reform.

What has Been Announced?

Starting from January 1, 2028, Oman will impose a 5% income tax on individuals earning more than OMR 42,000 per year, which is approximately USD 109,000. This tax will only apply to high-income earners, targeting the top 1% of the population. The aim is to strengthen the country’s fiscal position without placing a burden on middle or low-income individuals.

There will be certain deductions available, including charitable donations, healthcare costs, and pension contributions. More detailed guidelines on exemptions, tax filing procedures, and compliance rules are expected to be released closer to the implementation date.
 

Why is Oman Taking This Step?

Several reasons are behind this bold move:

  • Revenue Diversification: Oman wants to reduce its dependence on oil exports.
  • Fiscal Responsibility: The country aims to lower its public debt and strengthen its financial reserves.
  • Global Alignment: The policy brings Oman in line with international tax practices and improves transparency.
  • Encouraging Accountability: Personal income tax will create a more structured and regulated financial system.
     

Impact of Oman’s Tax on Individuals and Businesses 

For Individuals:

  • Less take-home salary for high-income earners.
  • Need to start planning and filing taxes.
  • Some may consider moving to tax-free countries like the UAE.
  • It may affect personal savings and investments.
     

For Businesses:

  • Must update payroll systems to include tax.
  • May need to adjust salaries or offer extra benefits.
  • Risk of losing skilled workers to other countries.
  • Higher demand for tax and financial advisors.
     

While the tax initially affects only the highest earners, its long-term impact could be broader, especially if tax rates or thresholds change over time.
 

Why Abu Dhabi Remains a Tax-Efficient Destination?

In contrast to Oman’s upcoming reforms, Abu Dhabi offers one of the most favorable tax environments in the world. Individuals living and working in Abu Dhabi pay no tax on their personal income. Whether you're a salaried employee, self-employed professional, or business owner, your personal income is not subject to any federal or local tax.
 

No Personal Income Tax

The UAE, including Abu Dhabi, does not have a personal income tax. This means that:

  • Salaries, wages, and bonuses are 100% tax-free
  • There is no tax on rental income, dividends, or capital gains
  • Individuals are not required to file income tax returns
     

This creates a highly attractive environment for professionals, high-net-worth individuals, and retirees.
 

Business-Friendly Tax Framework

While the UAE introduced a corporate tax of 9% in 2023, it only applies to companies earning over AED 375,000 in annual net profit. Startups and small businesses below this threshold are exempt from corporate tax, which encourages entrepreneurial activity.

The Value Added Tax (VAT) remains at a modest 5%, with many categories such as education, healthcare, and exports either zero-rated or exempt.

Free zones like Abu Dhabi Global Market (ADGM) and KIZAD offer even more benefits for free zone company setup

  • Full foreign ownership
  • Repatriation of profits
  • Zero import/export duties
  • Dedicated infrastructure and regulatory support
     

Combined with a world-class healthcare system, international schools, and global air connectivity, Abu Dhabi offers both financial and lifestyle advantages.
 

Strategic Implications for Omani Residents and Businesses

With the personal income tax set to be implemented in Oman, high-income individuals and forward-thinking businesses are already considering their options.

Relocating to a zero-income tax jurisdiction like Abu Dhabi can offer:

  • Higher net income and better savings potential
  • A more business-friendly legal and regulatory framework
  • Access to financial services, tax advisory, and international markets
     

For Omani companies, forming a company in Abu Dhabi, whether as a branch, holding entity, or new setup, offers access to capital, customers, and wider regional markets, all while enjoying the UAE’s tax-friendly environment and economic stability. With its simplified procedures and strong legal framework, company formation in Abu Dhabi is a practical step toward long-term growth and cross-border expansion.

Conclusion

Oman’s decision to introduce personal income tax is a bold and strategic move aimed at building a sustainable economy. However, it also marks a turning point in the Gulf’s traditionally tax-free environment.

As this shift takes place, Abu Dhabi, UAE, continues to offer a clear and stable advantage for individuals and businesses seeking financial growth without the burden of personal taxation. With its zero-income tax policy, robust legal framework, thriving free zones, and investor-friendly atmosphere, Abu Dhabi is well-positioned to attract professionals, investors, and enterprises from across the region, including those currently based in Oman.

Whether you’re an individual exploring your next move or a company planning regional expansion, Abu Dhabi remains one of the most tax-efficient and strategically valuable locations in the Middle East.

 

Oman income tax 2028

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